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Debbie Dragon's Articles in Credit Cards

  • Credit Card Theft Hurts Retailers And Credit Card Consumers
    Thanks to the zero liability policy offered by most credit card issuers, if your credit card is stolen you’re typically only liable for a very small portion of the unauthorized purchases- if any. Even if a thief charges thousands of dollars on your credit card, a zero liability policy means you don’t pay for it.

    You’re not the only one affected by your stolen credit card, though. The retailers who accepted the stolen credit card (not knowing it was stolen, of course) los...
  • Making Sense Of Your Credit Card Statement
    Whether you are new to the world of credit cards, or a seasoned veteran, understanding the information in your credit card statement can be confusing. There is a lot of information packed onto a single page, and if you’ve never taken the time to review your statement in detail, it may be a good idea for you to do so. That way you are more likely to notice if there are any abnormalities with a statement that might indicate identity theft or merchant errors.

    The statement sh...
  • Secured Credit Cards
    When deciding upon what credit card is the best for you, don’t rule out secured credit cards. In fact, many people are finding secured credit cards to be the best option. Some people choose a secured credit card when they have had credit problems in the past, and obtaining a traditional credit card would be difficult if not impossible. Secured credit cards are great options for teaching your teenagers and college students about responsible financial spending. Secured credit c...
  • Disputing Credit Card Charges
    Let’s imagine for a moment that you’ve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas station. What do you do then, when you find three purchases at Old Navy, and a bunch of other purchases you know you didn’t make?

    Do you know what rights you have regarding fraudulent purchases on a credit card in your name? How about your rights if you purchased an item with a credit card, but never rece...
  • Frequent Flyer Credit Cards
    If you are a person who needs to travel often for business or personal reasons, you would probably benefit from using a credit card with frequent flyer benefits. Many airlines are currently offering their own credit cards to help travelers earn money towards travel tickets. Additionally, major credit card companies often have rewards programs in the form of “frequent flyer miles”, or discounts on flight packages, and sometimes even a buy one, get one offer for flight tickets....
  • Credit Card Security
    This is the age of plastic money. It's not uncommon for the typical consumer in the western world to go weeks at a time without ever handling a coin or bill. Everything we need is available to us with the simple "swik-swik' sound of a credit card sliding through a reader. Supplies for the office, flowers for the wife, meals and drinks out, and an endless supply of useful products available for sale through the Internet can all be bought with naught a cent to be seen.

    The ...
  • Prepaid Credit Cards.
    Prepaid credit cards are new twists on the popularity of plastic money. The name says it all. They are cards that function just like credit cards in nearly all aspects, but you have to pay the spending limit upfront. It's like a prepaid phone card you can use to buy anything at all.

    There are a lot of benefits to a prepaid credit card, as well as many different applications for the technology. The most obvious benefit is that you can't go over your limit. There is no such...
  • Advantages Of Using A Credit Card For Monthly Expenses
    A credit card can be a great tool for managing your monthly living expenses. Using your credit card to charge all of your bills and purchases can make life easier. When used wisely, this approach can save time and help you maximize your credit card’s rewards program.

    Establish a budget

    The first step to successfully implementing this strategy is to set up a monthly budget. When you set limits for yourself, you can be sure not to charge more on your card than you can pay...

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