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Joe Kenny's Articles in Mortgage Show All|Display Category|Title|Newest|Oldest What Choices Are There In Home Mortgages? Buying a house, or refinancing, means that you have to apply for a mortgage, or loan on the house. There are many different forms of loans available, but selecting the right one can be more than a little difficult - since so much money rests on that choice. Second Mortgages or a Further Advance If you are a homeowner and in need of some extra cash, one possibility you could consider is taking out a second mortgage. The Best Mortgage Deal Ever? From a cursory survey of websites and brochures, you’ll see a myriad of different types of mortgage. The mortgages explored so far are a basic overview – you’ll find any amount of types – some combining several features and with added incentives to tempt you. Interest Only Mortgages Interest only mortgages have become more and more popular in the past few years – probably as a result of the rise in house prices. With this type of loan, you pay off only the interest, so that your monthly repayments are lower than they would be with a capital repayment mortgage. Tracker Mortgages – Are They Worth The Gamble? How well do you know the money market? A tracker rate mortgage has a variable rate, usually a set percentage above or below the Bank of England’s base rate. Variable Rate Mortgages – Setting The Standard Here’s the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a percentage, and is different from an APR	Sign Up for a free account or learn more. Member Login Submit Articles Top Authors Most Popular Articles Submission Guidelines Ezine Notifications Article RSS Feeds New Article Submitter: Free Article Submitter Submit to 710+ directories! Free Software Download Neo Profit Circle Premium Site Designs About Us Link to Us Contact Us Privacy Policy Terms of Service

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